Have you ever committed to financial agreements you don’t understand?

At some point, we’ve all been confronted with complicated documents we’re expected to sign. And if we’re honest with ourselves, we probably didn’t completely understand all the small print. Recent research shows that this is a widespread problem that affects one in four of us.

More than half the adults questioned for the survey believed they had overpaid for something because the contract was overly complicated. The research from the University of Nottingham showed that some insurance contracts require PhD-level education to fully understand them.


No matter what your level of education, complex information that uses a lot of unfamiliar jargon can be very difficult to understand, and you can find yourself confused about vital information.

That’s why more and more people are working with advisers to ensure that when they commit their hard-earned money into financial products like mortgages, savings, investments or pensions, they have someone on their side who can help them choose the right options, interpreting important details for them in a clear and simple way.