The fine print of home insurance T&Cs

Few people enjoy reading the fine details of insurance terms and conditions. However, failing to do so can leave you with insufficient cover or, in the worst cases, the wrong type altogether.

Cost, time or font?

A fifth of UK adults admit to not checking the T&Cs before taking out insurance. The explanations are varied: a quarter of respondents to a recent survey1 said the T&Cs were too long, while 17% said they only care about the cost, not the details. 15% said they don’t have time to worry about the detail, and 6% were put off because the writing was too small.

Just under a fifth said they occasionally read the T&Cs of their home cover, while a hearteningly high 50% said they always check the small print.

We can help

It can end up costing you a lot more if you take out an insurance policy without checking the fine print. We can help make sure you have the right level and type of cover in place.

1Go Compare, 2021

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.